- Members can save, borrow and manage their money with us
- We always encourage saving, so we build wealth rather than debt
- We include free life insurance on savings and loans (see Savings/Free Life Insurance)
- We don’t charge early repayment fees
- We don’t charge set-up fees
- Interest on loans is calculated on a daily reducing balance, so even if you make one early payment you will pay less interest
The only people that benefit from a credit union are its members . . . including YOU.